Their tag line “They’re Good Dogs Brent” comes from an exchange in September 2016 when a twitter user named Brent questioned the rating system – that it was ridiculous. WeRateDogs didn’t back down but showed that it was essential to their message that all dogs are good.
Likewise — 401(k) plans are good plans.
Most of the criticism of them are things that can change — finding ways to increase participation, looking to see where one is best served for investments, updating the plan provisions — plans can be improved but they are good plans. The first step is starting one and then improving it. With a 401(k) plan you can build something important and long lasting.